Cannabis & Wholesalers

Stop getting debanked.

Pay cultivators, processors, and distributors instantly in USDC. No bank account required. No account to freeze. No cash vans. Just fast, compliant B2B settlements that actually work for cannabis.

GENIUS Act CompliantNon-CustodialFull Audit Trail
$34B+
US Legal Cannabis Market
70%+
Still Cash-Dependent
$0
Debanking Risk with Settlr
1%
Flat Processing Fee

The cannabis banking crisis is real

Your business is legal. Your licenses are current. Yet banks keep closing your accounts, and the processors who'll work with you charge extortionate fees.

Debanked — Again

Average cannabis business loses banking 3x in first 2 years

Cash-Heavy Operations

Armed transport, vault storage, cash counting = $1000s/month

Predatory Fees

5–8% processing from the few willing processors

Compliance Risk

Inadequate audit trails invite regulatory scrutiny

Slow Supplier Payments

Multi-day ACH delays strain vendor relationships

Payments that can't be shut down.

Non-custodial means no bank, no processor, and no single point of failure can freeze your settlement rail.

0bank dependency

Can’t Be Debanked

Non-custodial USDC settlements need no bank account. No processor, no merchant account, nothing to freeze.

<1ssettlement

Instant Settlement

Pay cultivators, processors, and distributors in seconds. No more waiting days for ACH or wires to clear.

1%flat fee

1% Flat — No Surprises

Stop paying 5–8% to cannabis-friendly processors. One flat fee, no hidden charges, no rolling reserves.

OFACscreening

Compliance Built In

Every wallet screened against OFAC sanctions. Full audit trail on-chain. Give regulators what they need.

TEEprivacy

Private Transactions

Competitor intel is real. TEE-private receipts hide supplier volumes and pricing from on-chain observers.

50states

Multi-State, No Hassle

Operating in multiple states? One payment rail works everywhere. No state-by-state banking headaches.

How cannabis B2B settlements work

No bank relationship needed. No merchant account application. Set up in minutes.

01

Create Invoice

Enter amount, add your supplier’s email. That’s it.

02

Supplier Gets Link

They receive a settlement link. Pay with USDC — no wallet needed.

03

Instant Settlement

Settlement finalizes in under 5 seconds on Solana. Both parties see confirmation.

04

Audit Trail Ready

Every settlement timestamped on-chain. Export for compliance, taxes, regulators.

Built for every part of the supply chain

CultivatorsPay trim crews, suppliers, and equipment vendors
ProcessorsSettle with growers and packaging suppliers
DistributorsPay cultivators and manage multi-state logistics
DispensariesPay distributors and manage vendor invoices

Traditional Banking vs. Settlr

Feature
Traditional
Settlr
Bank account required?
Yes (and it gets closed)
No bank needed
Processing fee
5–8%
1% flat
Settlement time
3–5 business days
Under 5 seconds
Cash handling costs
$1,000–5,000/mo
$0
Compliance audit trail
Paper receipts
On-chain + exportable
Multi-state support
Re-apply per state
Works everywhere
Weekend/holiday
No processing
24/7/365
Account closure risk
High — at bank’s discretion
Zero — non-custodial

Frequently Asked Questions

We know the cannabis industry has unique concerns. Here are the questions we hear most.

Your business is legal. Your payments should be too.

Join cannabis operators moving from cash and unreliable banks to instant, compliant USDC settlements. Set up in minutes, not months.

Non-custodial \u00b7 GENIUS Act compliant \u00b7 Full audit trail \u00b7 No bank account needed